Insurance Bad Faith
Legal Assistance for Insurance Bad Faith
Month after month, year after year, we pay insurance companies for policies to “protect us.”
We reach out for those hands or umbrella or little lizards and we buy car insurance, health insurance, disability insurance, life insurance, house insurance, boat insurance, trip insurance, business insurance, the list stretches as far as our imagination allows.
Then something happens. We are in a motor vehicle accident. A water pipe breaks and floods the house while we’re on vacation. Or someone in the family is fighting a life-threatening disease.
What Is Insurance Bad Faith
We make a claim. Then one or more of the following things begin happening:
- Delays in paying benefits
- Not paying benefits at all (especially with life insurance and disability insurance policies)
- Not offering enough in benefits for your loss
- Refusal to defend you against a claim or lawsuit
- Refusal to settle a claim within your policy limits
Insurance Bad Faith and the Law
An insurance company is a business. Insurance companies try to pay as little as possible on claims because the more they pay out, the less profit they make.
No one begrudges insurance companies making a profit. But not at the expense of you and me. We have been paying these premiums forever, and now we need the “protection” we have been paying for.
California law agrees. It says that insurance companies have an obligation to their customers. In return for all that money you have paid out in premiums, your insurance company owes you a duty to help you through a catastrophe.
If your insurance company isn’t there for you, they are not meeting their end of the deal. They are acting in “bad faith” and you may well have an insurance bad faith lawsuit.
Not Above the Law
When two people make a deal, the law says that they are supposed to treat each other honestly and fairly. Your insurance company is no different. INSURANCE COMPANIES ARE NOT ABOVE THE LAW.
Insurance companies employ armies of highly skilled lawyers to intimidate you and to fight you in court. They are all too happy to spend tens of thousands of dollars on litigation just to keep from having to pay you a dime. And they get away with it — because people are too scared to fight them…or don’t know how.
David Olan and Brian Carness of Olan Law are experienced insurance attorneys who have the experience and skills to fight Big Insurance on your behalf.
The Cost of an Insurance Attorney
In most situations, Olan Law takes cases on a contingency basis. This means that you pay nothing until your case is resolved.
Deadlines to File an Insurance Bad Faith Lawsuit
The law imposes deadlines (statutes of limitations) that determine how long you have to file an insurance bad faith lawsuit.
If you do not meet the deadline, you give up your Constitutional right to ever file an insurance bad faith lawsuit for the damages or losses you suffered.
The insurance attorneys at Olan Law prefer for clients to come to them about their case as soon as possible. This allows them early on to investigate the facts of the case, to obtain records to ensure that evidence is not lost, and to interview witnesses before their memories fade.
Contact an Insurance Bad Faith Attorney
Contact David Olan at Olan Law today for a free, no-obligation consultation.
Insurance Bad Faith Cases
ARBITRATION award against Farmers Insurance in an uninsured motorist and insurance bad faith case for serious personal injuries and subsequent surgery arising out of a motor vehicle accident.
SETTLEMENT in an insurance bad faith case for the director of a company who was sued individually in a breach of promise suit that the company’s insurance