Legal Assistance When Injured
By An Uninsured Motorist

Under California law, drivers must be covered by accident insurance.  Sadly, as many as one in three California motorists drive without accident insurance.

According to statistics,  uninsured and under-insured drivers are the drivers most likely to have car accidents. 

They are also the most likely drivers to drive unsafe, unreliable cars.  Under-insured and uninsured motorists cause almost half of all motor vehicle accidents.

Your car insurance policy should include Uninsured Motorist Coverage.  Uninsured Motorist Coverage protects and compensates you - and everyone else covered under your policy - in the event of an accident caused by an uninsured motorist or under-insured motorist. 

Pedestrians and Bicyclists Also Can Recover Damages
Uninsured Motorist Coverage covers more than just the driver or passenger in the motor vehicle.

A pedestrian or bicyclist also can recover damages for personal injuries caused by an uninsured or under-insured driver under their own Uninsured Motorist Coverage.

When Uninsured Motorist Coverage Benefits You
Your Uninsured Motorist Coverage applies when its limits are higher than the under-insured driver’s liability coverage limits. 

Uninsured Motorist Coverage will pay your expenses even if you weren’t driving at the time of the accident.  It will apply if you are a passenger, a pedestrian, on a bicycle, or involved in a motorcycle accident.

You may be covered under a family member’s policy, even if you do not have a car.  If you live in the same house as a family member with Uninsured Motorist Coverage (and in a couple of other circumstances, as well), their policy may protect you.

Most California Insured Drivers Have Coverage
California law requires all car insurance policies to include Uninsured Motorist Coverage unless you specifically decline it in writing. 

Insurance agents may be “hungry” to make the sale so they offer you insurance with a lowball offer. What they don’t tell you is that your policy does not include Uninsured Motorist coverage. 

Some agents may sell you insurance that they claim includes “full coverage,” but it really doesn’t.

If you or someone under your collision insurance policy has been involved in an accident, check your policy to see if you have this coverage.  Either look at the front of your policy for a “U” or “UM” to designate Uninsured Motorist Coverage or call your agent and ask him to show you the clause in your policy.

Using Your Uninsured Motorist Coverage For An Accident
If you suffer serious personal injuries or if a family member suffers a wrongful death in a motor vehicle accident with an uninsured or under-insured driver, your Uninsured Motorist Coverage should cover your losses.

You may be eligible for compensation for the following damages:

• Physical Injuries
• Emotional Distress
• A Wrongful Death
• Injury to or Loss of a Pet
• Medical Costs
• Pain and Suffering
• Lost Wages
• Loss of Earning Capacity
• Loss of Financial Support
• Property Damage
• Rental Car Expenses

What An Uninsured Motorist Attorney Can Do For You
Motor vehicle accidents can be complicated. To ensure that you receive all the compensation you are eligible to receive, it is important to have an experienced uninsured motorist attorney on your side.

David Olan takes motor vehicle accident lawsuits and uninsured motorist accident lawsuits on a contingency basis. This means that you pay nothing until your case is resolved.

Be Aware Of Time Limits To File A Case
It is important that you contact David Olan as soon as possible. The law mandates that time limits (statutes of limitations) by when you must file an uninsured motorist accident claim or demand for arbitration.

If you miss the deadline, you give up your right to ever file an uninsured motorist accident lawsuit.

You also want to contact Olan Law promptly so that they can investigate your case. They will employ experts to investigate your accident, interview witnesses before people disappear or forget, and collect all accident records.

Contact Us For A Free Consultation
Contact David Olan at Olan Law for a free, no-obligation, and confidential consultation.